Terms of Service
Please read these terms carefully before using VetClaims.ai VA Disability Calculator
Important Legal Notice
VetClaims.ai VA Disability Calculator is a free estimation tool, NOT a substitute for professional advice.
- • Calculations are estimates only - actual VA ratings may differ
- • We are not affiliated with the Department of Veterans Affairs
- • We do not provide legal or medical advice
- • Results should be verified with a VSO or accredited representative
Agreement to Terms
Last Updated: January 2025
Welcome to VetClaims.ai VA Disability Calculator ("Service," "we," "our," or "us"). By accessing or using calc.vetclaims.ai, you agree to be bound by these Terms of Service ("Terms").
If you do not agree to these Terms, do not use the Service.
We reserve the right to modify these Terms at any time. Continued use after changes constitutes acceptance of the updated Terms.
Eligibility and Use
Who Can Use This Service
- • Veterans: U.S. military veterans seeking to calculate their VA disability ratings
- • Family Members: Spouses, dependents, or caregivers assisting veterans
- • VSOs & Representatives: Veterans Service Officers and accredited representatives helping veterans
- • Age Requirement: You must be 18 years or older (or have parental/guardian consent)
Acceptable Use
You agree to use the Service only for lawful purposes:
- ✓ Calculate VA disability ratings for legitimate planning purposes
- ✓ Explore benefits, tools, and educational resources
- ✓ Share results with VSOs, family, or claims representatives
- ✓ Use calculators to prepare for C&P exams or appeals
Prohibited Activities
You agree NOT to:
- • Submit False Information: Deliberately enter fraudulent data to inflate ratings
- • Scrape or Copy: Use automated tools (bots, scrapers) to extract Service content
- • Reverse Engineer: Decompile, disassemble, or attempt to derive source code
- • Distribute Malware: Upload viruses, malware, or malicious code
- • Impersonate: Pretend to be VetClaims.ai VA Disability Calculator, VetClaims.ai, or the VA
- • Commercial Exploitation: Resell, redistribute, or create derivative works for profit
- • Interfere with Service: Attempt to disrupt, hack, or overload our infrastructure
- • Bypass Security: Circumvent authentication, rate limits, or access controls
Violation of these terms may result in immediate termination of access and potential legal action.
Service Description & Limitations
What This Service Provides
- • Free Calculator: VA combined rating calculations using official formulas
- • Educational Tools: TDIU checker, SMC calculator, back pay estimator, etc.
- • Learning Resources: Guides, FAQs, and claim planning information
- • Estimation Only: Results are estimates for planning purposes
What This Service Does NOT Provide
- • ❌ Legal or Medical Advice: We are not attorneys or physicians
- • ❌ VA Claims Filing: We do not file claims on your behalf
- • ❌ Official VA Ratings: Only the VA determines final ratings
- • ❌ Guarantees: No guarantee your actual rating will match our calculations
- • ❌ Direct VA Affiliation: We are not affiliated with the Department of Veterans Affairs
Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.
We disclaim all warranties, express or implied, including but not limited to:
- • Warranties of merchantability, fitness for a particular purpose
- • Non-infringement, accuracy, or reliability
- • Uninterrupted or error-free operation
- • Security of data or prevention of unauthorized access
- • Results matching actual VA determinations
Accuracy Disclaimer: While we use official VA formulas (38 CFR §4.25, §4.26, §3.350), calculation results are estimates only. The VA's final rating determination may differ based on:
- • C&P exam results and medical evidence
- • Rater interpretation of medical records
- • Special circumstances or exceptions
- • Changes in VA regulations or policies
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
VetClaims.ai VA Disability Calculator, VetClaims.ai, and our affiliates, officers, directors, employees, and agents SHALL NOT BE LIABLE for any:
- • Direct damages: Lost benefits, claim denials, rating reductions
- • Indirect damages: Lost income, emotional distress, punitive damages
- • Consequential damages: Missed deadlines, incorrect filings, appeal losses
- • Special damages: Attorney fees, VSO costs, travel expenses
- • Incidental damages: Data loss, security breaches, service outages
This limitation applies even if we were advised of the possibility of such damages.
Maximum Liability: Our total liability to you for any claim arising from use of the Service shall not exceed $0 (zero dollars), reflecting the free nature of the Service.
Indemnification
You agree to indemnify, defend, and hold harmless VetClaims.ai VA Disability Calculator, VetClaims.ai, and our affiliates from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from:
- • Your use or misuse of the Service
- • Violation of these Terms
- • Violation of any third-party rights
- • Fraudulent or illegal activity
- • Reliance on calculation results without independent verification
- • Filing VA claims based solely on our estimates
Intellectual Property
Our Rights
All content, features, and functionality (including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, software, and algorithms) are owned by VetClaims.ai VA Disability Calculator / VetClaims.ai and protected by:
- • Copyright laws
- • Trademark laws
- • Trade secret laws
- • Other intellectual property rights
Your License
We grant you a limited, non-exclusive, non-transferable, revocable license to:
- ✓ Access and use the Service for personal, non-commercial purposes
- ✓ Calculate your own disability ratings
- ✓ Print or save results for personal records
You may NOT: Copy, modify, distribute, sell, or exploit any portion of the Service without written permission.
Third-Party Links & Services
The Service may contain links to external websites and services:
- • VetClaims.ai: Our parent company offering VA claims assistance
- • VA.gov: Official Department of Veterans Affairs website
- • My HealtheVet: VA health portal
- • BBB.org: Better Business Bureau profile
- • Social Media: YouTube, Instagram, TikTok
We are not responsible for:
- • Content, accuracy, or availability of third-party sites
- • Privacy practices of external services
- • Transactions or interactions with third parties
- • Damages arising from use of linked sites
Data & Privacy
Your use of the Service is also governed by our Privacy Policy.
Key Points:
- • Local Storage Only: Your calculation data stays on your device
- • No Account Required: We don't collect emails or personal info
- • Anonymous Analytics: We track usage patterns, not individuals
- • No Data Sharing: We don't sell or share your information
By using the Service, you acknowledge that internet transmissions are never 100% secure. Use at your own risk.
Termination
We May Terminate or Suspend Access
We reserve the right to:
- • Terminate or suspend access immediately, without notice
- • Refuse service to anyone for any reason
- • Discontinue or modify the Service at any time
Grounds for Termination
- • Violation of these Terms
- • Fraudulent or illegal activity
- • Misuse or abuse of the Service
- • At our sole discretion without cause
Effect of Termination
Upon termination, your right to use the Service ceases immediately. Sections of these Terms that should survive (including disclaimers, limitations of liability, and indemnification) remain in effect.
Governing Law & Dispute Resolution
Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.
Jurisdiction and Venue
You agree that any legal action or proceeding shall be brought exclusively in the state or federal courts located in Travis County, Texas.
You waive any objection to jurisdiction or venue in these courts.
Informal Resolution
Before filing any lawsuit, you agree to first contact us to attempt informal resolution. We commit to working in good faith to resolve disputes.
Miscellaneous
Entire Agreement
These Terms and our Privacy Policy constitute the entire agreement between you and VA Claim Tools.
Severability
If any provision is found unenforceable, the remaining provisions remain in effect.
Waiver
Our failure to enforce any right does not waive that right.
Assignment
You may not assign these Terms. We may assign our rights to any affiliate or successor.
No Agency
These Terms do not create any partnership, joint venture, employment, or agency relationship.
Force Majeure
We are not liable for failures caused by events beyond our reasonable control (natural disasters, war, pandemics, internet outages, etc.).
Contact Information
Questions about these Terms? Contact us:
VetClaims.ai VA Disability Calculator
Powered by VetClaims.ai
Website: calc.vetclaims.ai
Parent Company: vetclaims.ai
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