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Simple Back Pay Calculator

Estimate your VA disability back pay in seconds. Enter your current and new monthly payments to see your potential lump sum.

Calculate Your Back Pay

Enter your payment information below. Your back pay is calculated from your effective date until today.

$

Enter 0 if this is your first claim

$

Your expected or approved new rate

Usually your claim filing date or Intent to File date (see info below)

Important Information

What is Intent to File?

An Intent to File (ITF) is a notice to the VA that you plan to file a claim. It reserves your potential effective date while you gather evidence. Your effective date can be as early as your ITF date, rather than when you submit your completed claim.

Benefits of Filing an ITF

  • Reserves your effective date for up to 1 year
  • Gives you time to gather medical evidence
  • Can result in higher back pay if claim is approved
  • Free and easy to file online or by phone

How to File

File online at VA.gov, call 1-800-827-1000, or visit a VA regional office

Important!

You must file your actual claim within 1 year of your ITF to preserve the effective date

What is an Effective Date?

The effective date is when your VA disability benefits begin. It determines how much back pay you'll receive in a lump sum.

Common Scenarios

Direct Service Connection

Date VA receives your claim or your Intent to File date (whichever is earlier)

Claim Within 1 Year of Separation

Day after separation from active duty if VA receives claim within 1 year

Increase in Rating

Date VA receives your claim for increase

Secondary Condition

Date VA receives your claim for the secondary condition

You have 1 year to appeal a VA decision to preserve your original effective date

If you file a new claim instead of appealing, your effective date will be the new filing date

When Will I Receive My Back Pay?

Typical Timeline: 15-45 business days

Most veterans receive back pay within 15-45 business days of claim approval

Potential Delays

DFAS Audit

If you receive military retirement pay, DFAS must audit the payment

+30-60 days

Complex Case

Multiple ratings, dependents, or special monthly compensation

+30-90 days

Banking Issues

Incorrect or closed bank account information

+14-30 days after correction

Check payment status at VA.gov or call 1-800-827-1000

Need guidance?

Get Expert Help Building Your Claim

Book time with a VetClaims.ai strategist for hands-on help building your claim package so you can move forward with confidence.

  • Fast-track filing with expert prep
  • Personalized evidence roadmap tailored to your claim

Want to talk to someone first? Call (737) 344-4399 for immediate help.

Disclaimer: This calculator provides estimates only. Actual back pay amounts may vary based on your specific circumstances, including dependents, special monthly compensation, concurrent receipt, or other factors. For complex situations, consult with a VA-accredited representative or VSO.